Rates

Prime Rate (Rates effective 2024-10-30) Rates
Community Credit Union Prime Rate 5.95%
Short Term Deposits Rates
HISA 1.25%
TFSA Savings 0.75%
RRSP, RRIF, RESP 0.70%
Term Deposits - Non Reedeemable(RRSP, RRIF, TFSA, RESP) Rates
One Year 3.40%
15 Months 3.30%
Two Year 3.25%
Three Year 3.15%
Four Year 3.05%
Five Year 3.00%
Rate Climber - Redeemable on 3rd and 4th anniversary Rates
1 Year 2.90%
2 Years 2.95%
3 Years 3.00%
4 Years 3.00%
5 Years 3.15%
Effective Yield 3.20%
Business High Interest Electronic Savings Rates
Less than $25,000 0.75%
Less than $250,000 1.00%
Less than $500,000 1.10%
Less than 1,000,000 1.20%
$1,000,000 and greater 1.25%
First Mortgage Rates - Closed Rates
1 Year 6.25%
2 Year 5.75%
3 Year 5.00%
4 Year 4.95%
5 Year 4.85%
5 Year Term high ratio (CMHC insured) 4.50%
Loans Rates
New to 1 Year Old Secured 5.25%
Secured Loans (incl cars) 6.75%
Unsecured Loans - as low as 9.50%
Overdraft Under 1000 dollars 21.00%